personal finance pdf Meditation For Money And Success And Less Emotional Spending

Alright guys, the way to obtain financial freedom is to spend less than you earn, save money, pay down your debt, and make wise investments. That’s the recipe for financial success. And it is no secret, you’ve heard it all before. So then why do so many people struggle to get rich? From my experience, on average, people don’t usually struggle to make wise investments. People don’t usually struggle to pay down their debt. And people don’t usually struggle to save their money. From all my experience, people usually struggle to spend less than they earn. One month they can’t spend less than they earn because of a birthday party. The next month they can’t spend less than they earn because of a much needed vacation. The next month they can’t spend less than they earn because the kids are going back to school. Another month they can’t spend less than they earn because of a baby shower or a bridal shower or your best friend is getting married or your friend is throwing a bachelor party and the list goes on and on and on and on and on and on and on. So one day I was thinking about why people consistently overspend and place themselves in difficult financial situations. And that is when I realized that people don’t make wise decision, because their emotions are in control. And so what we have to do is gain control of our emotions and that will help us make better decisions which will lead to better finances. Meditation can help us do this and here it is. Next time that you’re either sad, angry, happy, joyful, stressed, or depressed, I want you to first stop and become aware of the specific emotion that you’re feeling. Then I want you to realize that making decisions while you’re in an emotional state usually leads to shaky decisions. And so all I want you to do is WAIT. Wait to commit to the baby or bridal shower. Wait to commit to the bachelor party. Wait to commit to the movies. Wait to commit to the club. I want you to wait to commit!!! Then after your emotions have subsided, that’s when you think about things. As you think, keep your financial goals in mind. Think about how you’d like to be debt free. Think about what a nice emergence savings accounts would mean to your peace of mind. Think about how making your money work harder for you will help you in the long run. Think about how all the people with the material possessions are usually drowning in debt. Essentially spend some time in thought. And now you make the decision. You have my word that if you realize when you’re feeling either positive or negative emotions. And you take the time to calm down and center yourself by either taking a walk or just sitting still and waiting until the emotion passes. And then think about your financial goals, you’ll make much better financial decisions.

personal finance pdf Meditation For Money And Success And Less Emotional Spending
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